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HTG Mortgages

HTG Mortgages

Conveyancing

A Key Step in Buying or Remortgaging

Conveyancing handles the legal side of transferring property ownership or updating registers during a remortgage. At HTG Mortgages, we can recommend a range of conveyancers – from online services with transparent tracking to local solicitors with face-to-face support.

Unbeatable service – personal, friendly, and focused entirely on you.

Whole-of-market choice – access to every first-charge mortgage out there.

Here when you need us, Monday to Friday 8am to 5pm and Saturday 8am to 1pm.

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Conveyancing: A Key Step in Buying or Remortgaging Your Home

Your solicitor or conveyancer acts on your behalf throughout the transaction, liaising with your lender, the seller’s side, and HM Land Registry to make sure everything is legally sound before you pick up the keys. Getting this right matters just as much as securing the mortgage itself.

Read our guide on what conveyancing involves, plus what happens at exchange of contracts and completion day. Timelines in conveyancing can be tight, so having a solicitor who completes all necessary checks and searches thoroughly is vital to avoid surprises during the transaction, or worse after completion. This gives you peace of mind that your purchase or remortgage will proceed smoothly.

Related: completion day.

At HTG Mortgages, we value choice and can recommend a range of conveyancers to suit your preferences. Whether you want an online service with transparent tracking or prefer the reassurance of a local solicitor with face-to-face support, we have some of the best professionals ready to assist you.

We’ll also provide you with multiple cost options so you can make an informed decision about the service that fits your needs best.

Please note: Conveyancers are available through both Fix my Legals and our local panel of solicitors. We accept no responsibility for this aspect. Conveyancing is not regulated by the Financial Conduct Authority.

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Why use HTG’s mortgage services?

Monday to Friday 8am to 5pm, Saturday 8am to 1pm

We are an independently owned, whole-of-market mortgage broker offering first-charge mortgages

You deal with Harry directly, from the first conversation to completion

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Our experienced advisers are here to guide you – whether you’re buying your first home, remortgaging, or protecting your property and lifestyle. We’ll save you time and hassle by comparing deals from across the market for you.

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Frequently Asked Questions

Have another question?

They handle the legal transfer of the property: raising and answering enquiries, running searches, checking the title, agreeing the contract, exchanging, completing and registering you at the Land Registry. They are separate from your mortgage and you appoint them yourself.

Both can do a standard purchase. A licensed conveyancer specialises in property only. A solicitor can also handle wider legal issues, which matters if the transaction has complications such as probate, a divorce, or a boundary dispute attached to it.

As soon as your offer is accepted, and ideally you have chosen one before that. Instructing early is one of the few parts of the timeline you control, and it is the most common avoidable delay I see.

Yes. The firm needs to be on your lender panel, otherwise the lender appoints its own solicitor to act for it and you pay for both. Check panel membership before you instruct, not after.

Typically local authority, environmental and water and drainage as standard, with extras depending on the area, such as mining searches in former coalfield areas or flood risk searches near water. Your lender will require certain ones as a condition of the mortgage.

Longer than the mortgage. My 2026 cases have mostly seen mortgage offers inside two weeks, while the legal process typically runs to a few months, and a chain stretches it further. If a purchase is slow, it is usually here rather than at the lender.

At exchange the contracts become binding and you are committed, and this is when your deposit is paid over and buildings insurance must be in place. At completion the money moves and you get the keys. They can be the same day but usually are not.

No, not on the same transaction. They act for you and only you, and a conflict of interest rules it out. The estate agent may recommend a firm, and you are under no obligation to use it.

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