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HTG Mortgages

Introducers: Letting Agents and Property Accountants

Last Updated: August 2026

Featured in The Telegraph • Daily Mail • The Times • Sky News

I work with letting agents and property accountants whose clients are landlords. If a landlord you look after needs buy to let finance, pass them to me and I will take it from there. You pass on a name and a number, I do the rest, and I pay an introduction fee on cases that complete. Terms are agreed in writing before we start.

Buy to let specialist: limited company and SPV, portfolio landlords, first time landlords and consumer buy to let

Your client speaks directly to me, not a call centre, and not a different adviser each time

Whole-of-market comparison across 120+ lenders

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Call 01425 203055

As featured in…

Harry Goodliffe, director and FCA-authorised mortgage advisor at HTG Mortgages, at his desk

Meet your Advisor

Harry Goodliffe

  • FCA Authorised
  • Director & Mortgage Advisor

“I‘m not about confusing jargon or passing you from person to person. From our first chat to the day you get the keys, you’ll deal directly with me. I‘ll keep you updated, answer any burning questions, and do everything I can to make the whole process as stress-free as possible.”

Working together

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How an introduction works

1

Step 1

You introduce

Pass on a name, a phone number and a line about what your client needs, with their permission. Nothing more is required of you.

2

Step 2

I make contact

I call your client, usually the same working day, explain their options and tell them what my advice costs before they commit to anything.

3

Step 3

I run the case

I handle the research, the application, the lender and the paperwork through to mortgage offer. Your client deals with me throughout, not a call centre.

4

Step 4

You get paid

Once the mortgage completes, your introduction fee is paid on the terms we agreed in writing at the start.

About

How it works.

Why introduce to HTG?

Most landlords now need help refinancing rather than buying. UK Finance counted 39,160 buy to let remortgages in the first quarter of 2026, up 11.1% on a year earlier, while buy to let purchases fell 14.9%. If you look after a book of landlords, a good number of them have a rate ending within the year.

Rate Ending Soon

A flat £350 fee for your client, payable only once their mortgage offer is issued

Rental Cover Shortfalls

You pass on a name and a number. No advising, no pre-qualifying, no paperwork at your end

Releasing Equity

The introduction fee and the terms are agreed in writing before we start

Limited Company & Portfolio

Winchester based, working with clients across Hampshire, Dorset and Wiltshire

Speak to an expert

Not sure if it fits how you work? Call me on 01425 203055 or email info@htgmortgages.com and we can talk it through before you commit to anything.

Get in touch

What I do for your clients

I am an independent, whole-of-market broker based in Winchester, and buy to let is most of what I do. That includes the cases high street lenders tend to struggle with: limited company and SPV purchases, portfolio landlords with four or more mortgaged properties, first time landlords, and consumer buy to let for people who never planned to let a property at all. Your client deals with me from the first call through to completion.

Who this works well for

This tends to work best if you are an independent letting agent with a managed book of landlords, a sales and lettings firm with no in-house mortgage arm, an accountant advising landlords on incorporation or on holding property personally versus in a company, or a block manager whose clients own rental property.

Why agents introduce to me

Available 24/7, so we are always there to help when you need us

We are an independently owned, whole-of-market mortgage broker offering first-charge mortgages

We provide unrivalled customer service, ensuring that you get the care you deserve

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Let’s get you set up

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Frequently Asked Questions

Have another question?

Pass on your client’s name, phone number and a line about what they need, with their permission. That is it. You do not need to explain mortgages to them, and you do not need to work out whether they will qualify. That part is my job.

Not if you only make an introduction. Passing on contact details, with your client’s consent, is not a regulated activity. What you must not do is advise on mortgages, recommend a lender or a rate, or tell a client whether they will be accepted. If a conversation starts heading that way, pass it to me. The written agreement I send sets out exactly where that line sits.

It depends on the type of case, so I agree it with you in writing before we start rather than publishing a figure here. Ask me and I will tell you what it looks like for the sort of client you are likely to introduce.

On completion of the mortgage. Not on enquiry, not on application, and not when the offer is issued.

I contact them, usually the same working day. I explain their options and tell them what my advice costs before they commit to anything. If they go ahead, I handle the application, the lender and the paperwork through to offer and completion. If your client is happy for me to keep you updated, I will.

Buy to let is most of my work: first time landlords, portfolio landlords, limited company and SPV cases, buy to let remortgages, and consumer buy to let for people who did not plan on becoming landlords. I also arrange residential mortgages, so a tenant of yours who is buying their first home is a fair introduction too. I do not offer equity release.

A flat £350 fee, payable only once their mortgage offer is issued. The same figure whether the loan is £120,000 or £400,000, and whether it is a purchase or a remortgage. If no offer is issued, there is no fee. I may also receive a procuration fee from the lender on completion, which is standard practice and is paid by the lender, not by your client.

I am based in Winchester and most of my clients are across Hampshire, Dorset and Wiltshire. Buy to let work is not tied to where I sit, so if you are further afield, ask.

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