HTG Mortgages
Overpayment Calculator
See How Much You Could Save
If you’re considering paying off your mortgage sooner, our overpayment calculator can give you an estimate of how much you could save and how quickly you could become mortgage-free. This is for guidance only, as lenders have varying limits on how much you can overpay each year without incurring penalties.
Access your free comprehensive credit report.

By clicking the button below, you can access your full multi-agency credit report via checkmyfile, which includes data from Equifax, Experian, TransUnion, and Crediva.
Once you click, you’ll be redirected to their site where you can register and download your credit report for free during the initial 30-day trial period*. You can cancel anytime within that period without charge, but if you decide to continue, checkmyfile will charge £14.99 per month thereafter.
This report gives us valuable insight into your credit history, helping us at HTG Mortgages to offer you tailored advice and recommendations based on your situation.
Please note that lenders won’t use this report for your application; they will conduct their own credit checks.
