Lenders I work with include
HTG Mortgages
Stamp Duty Calculator
Use our Stamp Duty calculator to get a quick estimate of how much you may need to pay when purchasing your property. Due to recent changes in Stamp Duty, please always check these figures with us directly, or read our guide on the true costs of buying a house.
Stamp duty calculator
Work out the stamp duty on a property in England or Northern Ireland, and see exactly which bands your purchase falls into.
£
Stamp duty to pay
£7,500
How that breaks down
What could you actually borrow?
Stamp duty is one cost. Your deposit, legal fees and survey sit on top of it. If you tell me where you are up to, I will come back to you with what you could borrow and what you would need upfront.
These rates apply in England and Northern Ireland from 1 April 2025. Scotland charges Land and Buildings Transaction Tax and Wales charges Land Transaction Tax, and both work to different thresholds. The figure here is an estimate to help you plan. Your solicitor confirms the exact amount before you complete, and different rules can apply to companies, shared ownership, linked purchases and buying six or more properties at once. Rates are published by HMRC at gov.uk.
HTG Mortgages Limited 1017945 is an Appointed Representative of Switch Financial Network, who is authorised and regulated by the Financial Conduct Authority. Mortgages are secured against your home and your home may be repossessed if you do not keep up repayments on your mortgage.
Figures are for illustration only, based on the assumptions shown, and are not a quote or a guarantee of what you can borrow or what a lender will accept. Lender criteria and rates change often. Read the full important information.
Access your free comprehensive credit report.
By clicking the button below, you can access your full multi-agency credit report via checkmyfile, which includes data from Equifax, Experian, TransUnion, and Crediva.
Once you click, you’ll be redirected to their site where you can register and download your credit report for free during the initial 30-day trial period*. You can cancel anytime within that period without charge, but if you decide to continue, checkmyfile will charge £14.99 per month thereafter.
This report gives us valuable insight into your credit history, helping us at HTG Mortgages to offer you tailored advice and recommendations based on your situation.
Please note that lenders won’t use this report for your application; they will conduct their own credit checks. Once you know your stamp duty, our Borrow Calculator and First-Time Buyer Guide can help with the next steps, or get a mortgage quote from us directly.
Related: First Time Buyer Guide, Mortgage Quote.