HTG Mortgages
Bridging Loans
Short-Term Finance Solutions
A bridging loan is a short-term financing option designed to bridge the gap between purchasing a new property and selling an existing one. Ideal for property investors, developers, and those needing quick access to funds when timing is critical.
Our approach.
Why choose HTG Mortgages?
Fast Turnaround
We help you secure funds quickly whether you’re facing tight deadlines or unexpected opportunities. Bridging loans can typically be arranged within days.
Tailored Advice
We take the time to understand your financial situation and objectives, guiding you to the best loan options for your unique circumstances.
Access to Specialist Lenders
Bridging loans aren’t always easy to find on the high street. We work with a network of specialist lenders to ensure you have access to the best deals available.
Open & Closed Options
We offer open bridging loans (no set exit strategy) and closed bridging loans (fixed repayment date). First or second charge options available depending on your existing mortgages.
Book a Free Consultation
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What is a Bridging Loan?
A bridging loan provides immediate short-term access to funds, typically used to bridge the gap between buying a new property and selling an existing one, for auction purchases, or for property renovations.
How We Can Help
Our experienced team has access to a wide range of bridging loan products from specialist lenders, ensuring we can find the right solution for your unique circumstances.
Why use HTG’s mortgage services?
Available 24/7
Whole-of-market broker
Unrivalled customer service
Start your new financial journey with us
Frequently Asked Questions
Bridging loans are commonly used when purchasing a new property before selling an existing one, financing auction purchases, or funding property renovations.
Bridging loans are designed for speed and can typically be arranged within days, much faster than traditional mortgages.
Bridging loans can be secured against residential, commercial, buy-to-let properties, and even land.
An open bridging loan has no fixed repayment date. A closed bridging loan has a set repayment date, typically when contracts have been exchanged.
Yes. The bridging loan can be either a first or second charge loan, depending on existing loans secured on the property.