HTG Mortgages
Buy-to-Let Mortgage Broker in Hampshire
Landlord Mortgages & Property Support
We work closely with our sister company HTG Property Group to support landlords from financing through to letting and ongoing property management. Whether you are purchasing your first rental property or expanding an existing portfolio, we can help.
Unbeatable service – personal, friendly, and focused entirely on you.
Whole-of-market choice – access to every first-charge mortgage out there.
Here when you need us – 24/7 advice, support, and guidance.
Explore Your Options
As featured in…
What You Need to Know
Buy-to-Let Mortgages and Landlord Support
Investing in property can be a powerful way to build long-term income, but arranging the right buy-to-let mortgage is only one part of the process.
We work closely with our sister company, HTG Property Group, to support landlords from the financing stage through to letting and ongoing property management.
Once your rental property mortgage is in place, HTG Property Group can help manage the practical side of being a landlord.
Their team handles tenant sourcing, tenancy agreements, rent collection, and day-to-day maintenance. This makes it easier to focus on growing your property portfolio without the time-consuming admin.
Whether you are purchasing your first rental property or expanding an existing portfolio, having the right mortgage advice and property management support can make the process far simpler.
HTG Mortgages and HTG Property Group are separate companies with the same directors. While they work closely together, they operate independently and are not legally linked entities.
Book a Free Consultation
Ready to take the first step? Get expert advice tailored to you. No obligations, no pressure. Fill out the form and let’s make it happen!
Buy-to-Let Mortgage Deposits and Criteria
Most buy-to-let mortgages require a larger deposit than residential mortgages. In many cases, lenders expect a minimum deposit of around 20-25% of the property value. A larger deposit can sometimes help secure more competitive mortgage rates.
Lenders also look closely at the expected rental income from the property. In many cases, the rent must cover around 125-145% of the mortgage repayments, although the exact requirement varies between lenders.
Some lenders may also expect landlords to have a minimum personal income, even though the mortgage is supported by rental income. Credit history, existing borrowing, and experience as a landlord can also influence the options available.
Working with an experienced landlord mortgage broker can help identify lenders that suit your situation and investment plans
**HTG Mortgages and HTG Property Group are separate companies with the same directors. While they work closely together, they operate independently and are not legally linked entities.
Why use HTG’s mortgage services?
Available 24/7, so we are always there to help when you need us
We are an independently owned, whole-of-market mortgage broker offering first-charge mortgages
We provide unrivalled customer service, ensuring that you get the care you deserve
Speak To An Expert
Our experienced advisers are here to guide you – whether you’re buying your first home, remortgaging, or protecting your property and lifestyle. We’ll save you time, cut the hassle, and make sure you secure a competitive deal that’s right for you.